FCFeeClarity

FeeClarity guide

PayPal Reverse Fee Calculator

Calculate how much to request so you receive a target amount after estimated PayPal fees.

Mode

Estimate

Amount to request$1,036.67
Base processing fee3.49% of gross received amount$36.18
International feeNot applied$0.00
Fixed feeFixed fee for USD$0.49
Estimated currency conversion costNot applied$0.00
Total estimated fees$36.67
You receive$1,000.00

Effective fee rate: 3.54%

Rates last verified: 2026-08-08. Fee source: Official PayPal US merchant fee schedule.

This is an independent estimate based on published PayPal fee information. Actual fees can vary by account type, funding source, merchant agreement, and transaction details.

FeeClarity is an independent estimation tool and is not affiliated with PayPal. PayPal is a trademark of its owner. Actual fees may vary by country, account type, transaction type, funding source, currency conversion, merchant agreement, and other transaction details.

How reverse PayPal fee calculation works

Instead of subtracting fees from a sale amount, reverse calculation starts with the net amount you need to receive and solves for the approximate gross amount to request. This is useful for freelancers, consultants, sellers, and anyone preparing an invoice.

Rounding matters

FeeClarity rounds the requested amount to normal money precision after solving the fee equation. Because payment processors also round line items, treat the result as a practical estimate rather than a legal quote.

Fee source transparency

Where FeeClarity displays actual PayPal fee values, the source is PayPal's published fee documentation and the calculator shows the last verified date. Unsupported markets are clearly labeled rather than estimated from another country's rates.

Frequently asked questions

Is FeeClarity affiliated with PayPal?

No. FeeClarity is independent and does not use PayPal branding as its own identity.

Why does the calculator show warnings?

Warnings appear when a rate is an estimate, when currency conversion is selected, or when verified local rate data is not available.

Can I use this for invoices?

Yes, but treat the result as an estimate and confirm final fees inside PayPal before sending an invoice.